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Washington ZIP Codes
San Juan County
Deer Harbor, WA
98243
98243 ZIP Code — Deer Harbor, WA
San Juan County, Washington
ZIP code 98243 is located in
Deer Harbor ,
Washington ,
within San Juan County .
It covers approximately 3.03 square miles and serves a population of
297 residents.
This is a standard ZIP code in the Pacific (PT) timezone,
served by area code 360/564 .
About ZIP code 98243
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $1,060,700. Owner-occupancy sits near the national average at 64%.
The gap between median ($82,279) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 39% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average. Remote work is prevalent — 35% of workers work from home.
Educational attainment is high — 62% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 98243 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.
98243 ZIP code map
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Cities in ZIP code 98243
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Demographics
updated 06/2026
Population
Total population
297
Population density
98 / sq mi
State FIPS
53
County FIPS
055
Geography
Land area
3.03 sq mi
Water area
8.80 sq mi
Latitude
48.6129
Longitude
-123.0187
Timezone
Pacific (PT)
Area code
360/564
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
40.4%
38.6%
31.7%
$50k – $100k
29.6%
29.7%
30.6%
$100k – $200k
27.9%
22.8%
27.1%
Over $200k
2.1%
9.0%
10.6%
Demographics & statistics
$82,279
Median household income
$1,060,700
Median home value
$1,281
Median monthly rent
61.6%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 14 4.7% 18 and over 283 95.3% 65 and over 67 22.6% Median age 57.1 years
Race & ethnicity
American Indian / Alaska Native
2.3%
Group Count % White 276 91.1% Asian 8 2.6% American Indian / Alaska Native 7 2.3% Hispanic or Latino 6 2% Other race 6 2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
40.4%
38.6%
31.7%
$50k – $100k
29.6%
29.7%
30.6%
$100k – $200k
27.9%
22.8%
27.1%
Over $200k
2.1%
9.0%
10.6%
Range % of households Under $10k 9.3% $15k–$25k 11.2% $35k–$50k 12.4% $50k–$75k 7.5% $75k–$100k 19.9% $100k–$150k 16.1% $150k–$200k 5.0% $200k+ 18.6% Median income $82,279
Housing
Housing overview
Metric Value Median home value $1,060,700 Median rent / month $1,281 Owner occupied 64.0% Renter occupied 36.0% Vacant 62.5% Single-family detached 92.8% Large apartment buildings 1.6% Mobile homes 2.8% Median rooms 4.4 Avg household size (owned) 1.86
Year built
Era % 2020 or later 0.0% 2010–2019 3.0% 2000–2009 19.3% 1990–1999 14.0% 1980–1989 12.4% 1970–1979 18.4% 1960–1969 11.0% 1950–1959 9.6% 1940–1949 4.9% 1939 or earlier 7.5%
Bedrooms
Size % of units No bedroom (studio) 11.7% 1 bedroom 20.3% 2 bedrooms 40.6% 3 bedrooms 19.8% 4 bedrooms 7.7% 5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households No vehicle 6.2% 1 vehicle 19.9% 2 vehicles 44.7% 3 or more 29.2%
Heating fuel
Fuel type % Electricity 68.3% Propane / LP gas 18.6% Wood 13.0%
Households & families
Household type Count % Married-couple family 72 44.7% Cohabiting couple 10 6.2% Male householder, no spouse 45 28.0% Female householder, no spouse 34 21.1% Households with children under 18 17 10.6% Households with seniors (65+) 64 39.8% Average household size 1.80
Marital status
Status Male Female Never married 18.6% 14.7% Married 52.7% 57.8% Separated 4.8% 2.6% Widowed 0.0% 17.2% Divorced 24.0% 7.8%
Education
Some college, no degree
19.6%
Graduate / professional
16.2%
Metric % HS diploma or higher 95.2% Bachelor's or higher 61.6%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 6 42.9% High school 0 0.0% College / grad school 8 57.1%
Employment
Industry of employment
Education & healthcare
16.5%
Professional & management
14.2%
Arts, food & hospitality
10.2%
Agriculture & mining
7.4%
Transportation & utilities
4.5%
Occupation
Category % Management, business & arts 42.6% Service 13.6% Sales & office 12.5% Natural resources & construction 24.4% Production & transportation 6.8%
Employment type
Type % Private sector 54.5% Government 10.2% Self-employed 22.7% Unpaid family workers 12.5%
Commute
Method % Drive alone 39.2% Carpool 0.0% Public transit 4.5% Walk 21.0% Work from home 35.2% Other means 0.0% Avg commute (minutes) 21.6
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households Social Security 38.5% Retirement income 28.6% Supplemental Security 2.5% Cash public assistance 0.0% Food stamps / SNAP 3.1%
Health indicators
Condition % Obesity 27.0% High blood pressure 35.2% High cholesterol 37.8% Diabetes 10.6% Heart disease 8.0% Stroke 3.5% Asthma 10.4% Arthritis 30.0% Kidney disease 3.5% Pulmonary disease 7.1% Cancer 9.5%
Behavior / access % Smoking 11.7% Binge drinking 13.8% No physical activity 15.8% Less than 7 hrs sleep 25.4% Depression 23.9% Fair or poor health 13.1% Poor mental health 12.6% Poor physical health 11.0% No health insurance 7.1% Visited doctor (checkup) 71.1% Visited dentist 71.6% Cholesterol screening 93.4% Teeth loss 8.0%
Veterans & disability
Veterans Count % Civilian veterans 26 9.2%
Disability % Any disability 13.5% Under 18 42.9% 18–64 years 6.0% 65 and over 31.3%
Health insurance coverage
Type % Private insurance 79.5% Public insurance 34.7% No insurance 3.4% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 292 98.3% Spanish 8 2.7% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 8 2.7%
Place of birth & citizenship
Origin Count % Native born (US) 260 87.5% Born in same state 244 82.2% Born in different state 86 29.0% Foreign born 16 5.4% Naturalized citizen 37 12.5% Not a US citizen 5 13.5%
Ancestry
Ancestry Count % Italian 41 13.8% French 26 8.8% Arab 13 4.4%
Ancestry Count % Norwegian 12 4% English 10 3.4%
Technology access
Metric % of households Computer access 54.2% Internet access 95.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 98243
What city is ZIP code 98243 in?
ZIP code 98243 is primarily assigned to Deer Harbor, Washington.
What county is ZIP code 98243 in?
ZIP code 98243 falls within San Juan County, Washington.
How educated is the population of ZIP code 98243?
62% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Does ZIP code 98243 have a large retiree population?
39% of households in ZIP code 98243 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 98243?
The median home value in ZIP code 98243 is $1,060,700.
Does ZIP code 98243 have a large veteran population?
9% of civilians in ZIP code 98243 are veterans, above the national average of ~7%.
What timezone is ZIP code 98243 in?
ZIP code 98243 observes the PST timezone.
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